Always-on · human-in-the-loop · $39/mo

The bookkeeping
that never sleeps.

Tallyward is the always-on AI bookkeeping agent for owner-operated businesses, freelancers, and micro-agencies. We watch your bank, close your ledger, and chase the invoices you forgot about — for less than half the cost of a single monthly coffee bar tab.

Get a 15-min setup callSee how it works

Subscribe now and we’ll wire Plaid, Stripe, and your ledger before your first invoice is due — or talk to a human first, no credit card required to scope.

Today's ledger
New activity
Live
Stripe payout9:41
+$4,212.08Categorized
Vercel · Infra9:38
−$20.00Categorized
Duplicate · Slack9:33
−$72.00Flagged
Acme Co. · INV-09188:02
+$1,800.00Reminder ready

The bookkeeping reality

6–10 hrs/mo

the average owner-operator spends chasing transactions, categorizing, and reminding clients to pay.

$150–$800/mo

a typical SMB finance stack — bookkeeper fraction or full-coverage AI — adds up before month-end closes.

Late invoices

delay cash flow by an average of 14 days in small business. The reminder is the cheapest dollar you can earn.

How it works

Connect. Watch. Approve.

Three steps, no spreadsheets, no reconciliations on Sunday night. Tallyward handles the boring part so you keep the part of finance that actually moves the business.

01
Connect
Link your bank, payment processor, and ledger in under three minutes. Read-only, revocable any time.
02
Watch
Tallyward starts monitorying transactions the moment new activity arrives — no batch delays, no sync button.
03
Approve
A short weekly inbox with what's been drafted, what's been flagged, and what needs your one-tap yes.

What Tallyward does

One agent. Six jobs. End-to-end.

Other tools bolt on a reminder here, a categorization there. Tallyward ships the whole loop in one agent — that's why it costs what it costs.

Watches your bank 24/7
Plaid · Stripe · Mercury · Wise
Plaid + Stripe connect in minutes. Every charge, every payout, every refund lands on your ledger before your coffee gets cold.
Categorizes on learned rules
QuickBooks Online · Xero
Stops asking the same question twice. Tallyward drafts a category from your past labels, with AI suggestions for anything it hasn't seen.
Flags before anything posts
Human-in-the-loop
Duplicate charge? Anomaly? Foreign vendor? Nothing touches the books until you approve it. One inbox, ten minutes a week.
Chases invoices, with tone
$0 per reminder
Tallyward drafts the email you'd write and holds it for your one-tap approval. Polite on day 7, firmer on day 21 — never snarky.
P&L you can actually read
Weekly · on Friday morning
A weekly profit-and-loss summary in plain English: what came in, what went out, what surprised you. Posted to your QBO or Xero.
Closes the month cleanly
Month-end ready
Reconciliations and accruals run themselves. By the time your accountant needs month-end, it's already wired up.

Pricing

$39/month

One plan. All features. No per-reminder charges, no per-transaction metering, no enterprise tier surfaced at three times the price.

Talk to a human first

Subscribe and we wire the rest. Or talk to a human first — no credit card needed to scope a fit.

  • Plaid, Stripe, and ledger wiring included
  • Unlimited transactions. Unlimited reminders.
  • Weekly P&L summary, posted to QBO or Xero
  • Human-in-the-loop review for every flag
  • Cancel anytime — connect-only, revocable in seconds

FAQ

Things owners ask before they sign up.

Still on the fence? Email us — we'll answer the specific question you have in plain English.

Ready to never reconcile on Sunday again?

Send a note. We'll set up a 15-minute call and have the first week's activity in front of you before you decide anything.

Email tallyward-7cghk6@polsia.app

Or reply directly at the address above — a real human reads every message.